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Imagine your car has broken down and you can’t get to work resulting in loss of income or even loss of your job. Now imagine you don’t have a good relationship with a bank which will allow you to get an instant loan or overdraft. What should you do? A paydayloan is possibly the answer.
There are many ways in which people with malicious intention can take advantage of you and your need for instant cash. There are things that you should know and do to protect yourself. You should always ask for a license. It’s important to check this license when you’re looking into a cash advance online service as a licensed business must comply with state laws. You should also watch out for hidden fees and read the terms presented to you carefully before signing anything.
Make sure you’re in direct contact with your cash advance lender. It’s much easier to deal with a lending service if you can speak directly to representatives on the phone. It’s important to know that though there are many dubious payday loan companies out there, direct lender payday loans is a great service if you can find the right company with a track record of customer satisfaction and honest business conduct.
You can report instant online loan scams to the Department of Consumer Affairs in your state. You can also report offenders to the federal Department of Consumer Affairs. However, it makes the most sense to have the state department consider the violation since lending laws are set at the state level. You should submit your report in writing and keep a copy of it for your personal record. You should have a response from the department verifying receipt of your report and an on-going investigation within a few weeks.
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As with other types of loan from other lenders, you need to meet certain criteria in order to qualify for a payday loan from Green Touch. You must typically:
a) Be a US citizen
b) Be 18 years or older
c) Have a checking account with direct deposit eligibility
d) Have held steady employment in recent months
The majority of cash advance lenders – including banks and other financial institutions – require these four criteria. A checking account that receives direct deposits is typically a requirement, as this is the way your loan will be paid to you. Proof of steady employment is usually required so that the online payday loan lenders are confident that you can repay your loan on time.
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Here’s how to get a payday loan
After entering a small amount of information, you will be told immediately if your application has been approved. It’s up to you how much money you borrow.
Upon approval, you’ll be redirected to the lender’s website where you’ll have the opportunity to review the terms of the loan. If you decide to accept, you’ll e-sign for the loan at that point.
Alternatively, you can call the number listed at the top of the page to apply for your payday loan. Get in touch today by calling our toll-free number and requesting a no-obligation consultation with one of our payday loan representatives.